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  <!-- Core -->
  <url><loc>https://novi.fm/</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/workspace</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/commons</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/engine</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/clara</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/security</loc><lastmod>2026-06-05</lastmod></url>

  <!-- Resources -->
  <url><loc>https://novi.fm/docs</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/learning-hub</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blog</loc><lastmod>2026-06-17</lastmod></url>
  <url><loc>https://novi.fm/changelog</loc><lastmod>2026-06-04</lastmod></url>

  <!-- Company -->
  <url><loc>https://novi.fm/builders</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/partners</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/services</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/workshops</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/privacy</loc><lastmod>2026-06-04</lastmod></url>

  <!-- Blog -->
  <url><loc>https://novi.fm/blogposts/the-headcount-plan</loc><lastmod>2026-06-24</lastmod></url>
  <url><loc>https://novi.fm/blogposts/why-13-weeks</loc><lastmod>2026-06-22</lastmod></url>
  <url><loc>https://novi.fm/blogposts/zero-based-budgeting</loc><lastmod>2026-06-21</lastmod></url>
  <url><loc>https://novi.fm/blogposts/time-is-the-hardest-dimension</loc><lastmod>2026-06-19</lastmod></url>
  <url><loc>https://novi.fm/blogposts/what-is-variance-analysis</loc><lastmod>2026-06-18</lastmod></url>
  <url><loc>https://novi.fm/blogposts/naming-conventions-that-survive</loc><lastmod>2026-06-17</lastmod></url>
  <url><loc>https://novi.fm/blogposts/what-ai-readable-actually-means</loc><lastmod>2026-06-16</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-fire-drill-always-wins</loc><lastmod>2026-06-15</lastmod></url>
  <url><loc>https://novi.fm/blogposts/what-is-a-financial-model</loc><lastmod>2026-06-15</lastmod></url>
  <url><loc>https://novi.fm/blogposts/from-numbers-to-narrative</loc><lastmod>2026-06-13</lastmod></url>
  <url><loc>https://novi.fm/blogposts/keeping-the-model-alive</loc><lastmod>2026-06-13</lastmod></url>
  <url><loc>https://novi.fm/blogposts/what-is-fpa-for</loc><lastmod>2026-06-13</lastmod></url>
  <url><loc>https://novi.fm/blogposts/every-engine-is-a-list-of-debts</loc><lastmod>2026-06-12</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-engine</loc><lastmod>2026-06-11</lastmod></url>
  <url><loc>https://novi.fm/blogposts/do-we-need-an-epm</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/shift-data-left</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/epm-3-0-model-comprehension</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/epm-3-0-the-readable-model</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-wednesday-test</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-ai-phase-change</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-benchmark-lie</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-threshold</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-four-layers</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-word-we-broke</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/the-cfo-isnt-evolving</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/whose-model-can-ai-read</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/epm-self-service</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/epm-3-0-the-agent-era</loc><lastmod>2026-06-05</lastmod></url>
  <url><loc>https://novi.fm/blogposts/econometrics-vs-fpa</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/why-ai-alone-cant-do-fpa</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/manifesto</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/perfect-team</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/fpa-value-article</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/novi-interview-article</loc><lastmod>2026-06-04</lastmod></url>
  <url><loc>https://novi.fm/blogposts/novi-three-blocks-article</loc><lastmod>2026-06-04</lastmod></url>

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